Abitha Deepak, Bankbazaar.Com

Stories by Abitha Deepak, Bankbazaar.Com

Getting married? How a prenuptial pact can help

Getting married? How a prenuptial pact can help

Rediff.com   12 Nov 2009

A prenupt could help cut down the exorbitant divorce settlement costs and also make sure that there is no bone of contention between the partners including a joint account when divorce happens.

The benefits of insuring your loan!

The benefits of insuring your loan!

Rediff.com   9 Nov 2009

Loan insurance is a concept catching up in India. Most people taking a loan are not aware about what they would do in case they are unable to make the monthly payments towards the loan.

Reap the most from your down payment!

Reap the most from your down payment!

Rediff.com   9 Nov 2009

A 'down payment' simply put is the difference between the purchase price of a property and the mortgage loan amount. It underlines the buyer's commitment to complete the deal and indicates the buyer's fidelity in making the loan payments.

Why prepaying home loan is a good tactic

Why prepaying home loan is a good tactic

Rediff.com   5 Nov 2009

Are there times when you feel really impatient about the fact that you need to wait several more years to free your home from debt? Well, here is a thought for you.

Why everyone must have a budget

Why everyone must have a budget

Rediff.com   5 Nov 2009

Planning your budget makes you aware of your financial situation and helps you create a contingency fund to tap into, when in need. Now how do you start preparing to put money consistently into this contingency fund? Read on...

Read this before you opt for home loan!

Read this before you opt for home loan!

Rediff.com   4 Nov 2009

There are many pitfalls that can turn this smooth process into a bumpy one. Here are some of those pitfalls that you should be aware of and avoid.

The awesome power of compounding!

The awesome power of compounding!

Rediff.com   4 Nov 2009

How does compounding work? Well, when you save Rs 100 and get an annual interest of 10%, you will have Rs 110 at the end of one year. Due to compounding the next year you will get a 10% interest on Rs 110, which will then leave you with Rs 121. The next year, interest will be calculated on Rs 121 at 10% and so on. In time, these savings will grow exponentially.

Warning! Check the home loan agreement carefully

Warning! Check the home loan agreement carefully

Rediff.com   4 Nov 2009

A loan agreement is a 'contract' entered into between the borrower and the lender (banks and financial institutions) that regulates the terms of a loan. The loan agreement comes into picture immediately after the bank appraises your credit and the property that you have identified.

Does IPO grading bring value to your investments?

Does IPO grading bring value to your investments?

Rediff.com   29 Oct 2009

The Securities and Exchange Board of India made it mandatory to grade all IPOs starting May 1, 2007.

Why invest in debt mutual funds

Why invest in debt mutual funds

Rediff.com   23 Oct 2009

The average return from the top 15 debt mutual funds in the last one year has been 25.96 per cent.

Tips to invest in stocks and bonds

Tips to invest in stocks and bonds

Rediff.com   23 Oct 2009

The world has changed with people changing from being cautious about their money to being better risk-takers.

All about offshore investing

All about offshore investing

Rediff.com   23 Oct 2009

Offshore Investing involves investing money in investment avenues in a foreign country rather than your home country. This is done through targeting benefits offered to investors by firms and governments across the globe.

Benefits and risks of strategic investment

Benefits and risks of strategic investment

Rediff.com   23 Oct 2009

Strategic investment gives the investing company access to resources at a fairly low cost.

7 myths about Swiss bank accounts busted

7 myths about Swiss bank accounts busted

Rediff.com   23 Oct 2009

What many don't know is that Swiss banks are just like any bank in the world.

The pros and cons of investing in fixed deposits

The pros and cons of investing in fixed deposits

Rediff.com   23 Oct 2009

Bank deposits serve the purpose of preserving capital, which is the most wanted at certain times.

Loan offers lend colour to the festive season

Loan offers lend colour to the festive season

Rediff.com   15 Oct 2009

It is that time of the year when banks and finance companies lend color to the festive season by rolling out the red carpet for customers.

Funds transfer: What you should know

Funds transfer: What you should know

Rediff.com   7 Oct 2009

The main differences between NEFT and RTGS are the time taken for transfer of funds and in the way it operates.

Buying a second home? Read this first

Buying a second home? Read this first

Rediff.com   1 Oct 2009

Let us see some of the important factors that you should consider before buying your second house.

The best way to distribute your wealth

The best way to distribute your wealth

Rediff.com   30 Sep 2009

A private trust is a system where you create a trust and nominate yourself as the authorised owner of all the assets.

What is dual listing; why India may not adopt it

What is dual listing; why India may not adopt it

Rediff.com   29 Sep 2009

But what is dual listing all about? Why is India hesitant to adopt it? And what should be done? How does this issue stand between the Bharti and MTN deal? Let's find out.